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Auditors’ Report Balance Sheet Financial Statements Notes to Financial Statements Schedule of Revenue &  Expenses Statement of Cash Flow Statement of Comprehensive Income (Loss) Statement of Accumulated Other Comprehensive Loss Statement of Operations and Unappropriated Members’ Surplus
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Consolidated Statement of Operations and Unappropriated Members' Surplus

December 31

2010

2009
Revenue $ 29,660,092 $ 26,443,661
Expenses 26,936,384 27,642,716
Underwriting Income (loss) 2,723,708 (1,199,055)
Investment Income 2,812,360 1,206,004
Income before taxes 5,536,068 6,949
Income Taxes (Note 8) 842,401 1,405
Net income for the year 4,693,667 5,544
Unappropriated members' surplus beginning of the year 28,709,654 28,704,110
Unappropriated members' surplus end of the year $ 33,403,321 $ 28,709,654

The accompanying notes are an integral part of these financial statements