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Auditors’ Report Balance Sheet Financial Statements Notes to Financial Statements Schedule of Revenue &  Expenses Statement of Cash Flow Statement of Comprehensive Income (Loss) Statement of Accumulated Other Comprehensive Loss Statement of Operations and Unappropriated Members’ Surplus
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Consolidated Statement of Operations and Unappropriated Members' Surplus

December 31

2009

2008
Revenue $ 26,443,661 $ 25,914,082
Expenses 27,642,716 24,231,159
Underwriting Income (loss) (1,199,055) 1,682,923
Investment Income 1,206,004 476,415
Income before taxes 6,949 2,159,338
Income Taxes (Note 7) 1,405 397,435
Net income for the year 5,544 1,761,903
Unappropriated members' surplus beginning of the year 28,704,110 26,942,207
Unappropriated members' surplus end of the year $28,709,654 $28,704,110

The accompanying notes are an integral part of these financial statements